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Billing & Insurance

BARA accepts almost all types of Medical Insurance

Bay Area Retina Associates billing office staff hopes the information available here will help make your visit with our physicians go smoothly.


As a courtesy we file all your insurance claims to your primary and secondary insurances. Your Copayments are due at the time of your visit. If you do have insurance, you will be expected to make payment at the time of your visit. We can provide you with estimates prior to your visit.


Patients with HMO insurances are required to have their referrals from their Primary Care Providers prior to their visit.


Many insurance carriers require Prior Authorizations for visits, testing and/or procedures. BARA will request all prior authorization on your behalf, sometimes visits may have to be postponed or delayed pending approval from your insurance carrier. BARA has dedicated staff who work on this process. All efforts are made to get your authorizations approved and responded to promptly.


If you require further information, please feel free to contact our Billing Office by calling (925) 522-8858 or fax to (925) 938-3697.

Plans We Accept


Bay Area Retina Associates and its members are preferred providers for many HMO and PPO plans. The following is a list of some of the plans we accept:

HMO Plans:


Hill Physicians Medical Group

John Muir Physician Network

Canopy Health

Affinity Medical Group

Brown and Toland Medical Group

Palo Alto Medical Foundation

Sutter East Bay Medical Foundation

PPO/EPO Plans:



Anthem Blue Cross

Blue Shield


Health Net

United Healthcare/UMR

Medicare and Medicare Advantage Plans



Medicare Railroad

See affiliated HMO plans for Medicare Advantage plans



Tricare / Tricare for Life

California Medi-Cal and Managed Care plans:



Contra Costa Health Plan

Partnership Health Plan (Solano County)

Alameda Alliance

Anthem Blue Cross / Medi-Cal

Community Health Center Network (CHCN)


Bay Area Retina Associates physicians participate with most insurances in the Bay Area. Our doctors belong to many Medical Groups. If you do not see your insurance on the list above, please call our billing department to confirm if we take your medical insurance.  It is the patient’s responsibility to know if the doctors they choose are either IN network providers or OUT of network providers. Your out of pocket expense can differ depending on this categorization. If you are not sure, please call us before your visit.


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